Terms and Conditions
Effective Date: 18th July 2025
Welcome to Stem Business Consultancy. By accessing or using our website and services, you agree to be bound by the following terms and conditions. If you do not agree to these terms, please refrain from using our website.
1. Introduction
Stem Business Consultancy provides professional business consultancy services designed to help small and medium-sized enterprises (SMEs) grow, optimise their operations, and achieve their strategic goals. These Terms and Conditions apply to your use of our website, services, and any content we provide through our website.
2. Services
Our consultancy services include, but are not limited to, business strategy development, operational efficiency, sales and marketing performance, eCommerce adoption, business coaching, cost management, and recruitment. Specific terms of services may be provided in individual service agreements for clients.
3. Use of Website
By using our website, you agree to:
Use the website in a manner consistent with applicable laws and regulations.
Not use our website in a way that could damage, disable, or impair the functionality of the site.
Not engage in any activity that would disrupt the website or interfere with other users' enjoyment of the site.
4. Intellectual Property
All content on this website, including text, graphics, images, logos, videos, and other materials, is owned by Stem Business Consultancy or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, distribute, or modify any of this content without prior written consent from Stem Business Consultancy.
5. Client Agreements
For services rendered, a separate client agreement will be entered into between Stem Business Consultancy and the client. This agreement will specify the scope of services, payment terms, deliverables, and other terms relevant to the engagement.
6. Payment Terms
Fees for consultancy services are typically agreed upon prior to the commencement of any work and will be outlined in the client agreement. Payment terms and any related fees will also be detailed in this agreement. We accept payment via bank transfer. Late payments may incur interest charges, as specified in the client agreement.
7. Confidentiality
We value your privacy. Any confidential information shared with Stem Business Consultancy will be handled in strict confidence and will not be disclosed to third parties without your consent, except as required by law. We also expect our clients to respect the confidentiality of any proprietary or sensitive information shared by Stem Business Consultancy.
8. Limitation of Liability
To the maximum extent permitted by law, Stem Business Consultancy will not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services. This includes, but is not limited to, lost profits, loss of business, or data loss.
Our maximum liability for any claim related to the website or services shall be limited to the amount paid by the client for the specific service that caused the issue.
9. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience. Stem Business Consultancy does not endorse or have control over the content or practices of third-party websites and will not be responsible for any issues that arise from your use of those websites.
10. Termination
We reserve the right to terminate or suspend your access to our website and services at our discretion, including for violations of these Terms and Conditions. Upon termination, any outstanding payments for services rendered will remain due and payable.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Changes to Terms and Conditions
Stem Business Consultancy reserves the right to amend these Terms and Conditions at any time. Any changes will be posted on this page, and the updated date will be reflected at the top of the page. We encourage you to review these Terms regularly to stay informed about any updates.
13. Contact Us
If you have any questions about these Terms and Conditions or our services, please contact us at:
Stem Business Consultancy
10 Hunstanton Close, Euxton, Chorley, Lancashire. PR7 6FW